Monday, October 7, 2013

Is Borrower Bashing a Disease or Psychotic Disorder?

From:  Deadly Clear

By Scott E Stafne of Stafne Trumbull, LLC

COMMENT - Mortgages have shown the highly disordered have changed the 'culture' of law and practice in the United States. Faked rules and procedures are now accepted as normal and the outrageous injustices thereby carried out, have become acceptable.  

All lawyers and judges and bankers should be required to undergo the Hare Index for psychopathy.  Then those who pass as normal (if there are any) should be required to undergo therapy. 

Scott Stafne goes to Dallas

Scott042-850x422-580x333In search of Continuing Legal Education credits I wandered into a different world last Thursday and Friday at the American Conference Institute’s Residential Mortgage & Regulatory Conference, Dallas, TX. The people at the conference, mostly lawyers for institutions seeking to eject people from their homes, were clearly human beings; Mostly youngish (under 55). Except for a token two-person panel representing home owners and a group of judges, most of the speakers seemed to agree that there was little need for meaningful judicial involvement in throwing home owners out of their homes. Indeed, many appeared indignant that families would not simply march out of their homes into the elements because their creditors beckoned them to do so.
One of the token “two member” homeowner defense panel complained that in Florida, where she practiced, the Courts had instituted a five minute trial system, for both contested and uncontested foreclosure cases. She complained (as well she should) that judges should treat contested cases differently. According to her Florida judges were not much inclined to do so; notwithstanding centuries of American jurisprudence which requires both sides to a dispute be given an opportunity to present their case.
belittle1A creditor’s lawyer belittled her concerns about requiring creditors to prove they actually own the debt, upon which a foreclosure is based. He incorrectly implied it was a completely acceptable practice for judges to exercise their discretion in determining whether hearsay should be admissible and documents should be considered authentic.



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